I just spoke with a Volkswagen Dealer in the Foreclosed STATE OF MICHIGAN.
The dealer told me that Vehicle Insurance is only required if the CERTIFICATE OF TITLE is encumbered with a lien.
This is to say, If you own your own vehicle in a “legal/corporate/fictitious STATE” then you don’t need insurance and cannot be required to have insurance.
This makes sense as the insurance protects the “fictitious investment” of the liener. However, given that most liens come from a “bank/underwriter” that is literally loaning your own money back to with interest, nearly all bank liens on vehicles are fraudulent.